Our secure application portal makes applying for your mortgage fast and easy. Your information will be reviewed by one of our local loan officers and we’ll be in touch within one business day.

Apply Here

Calculator

Use this handy calculator to help review options and payment amounts for various loans, then contact us with your questions.

Use Calculator

FAQs

Mortgages can be confusing. Contact us any time for answers, or read below for answers to some of the most commonly asked questions.

Learn More

Meet the Team

Find out more about our individual team members and get contact information for each of us.

Meet Us

Apply Now

Our secure application portal makes applying for your mortgage fast and easy. Your information will be reviewed by one of our local loan officers and we’ll be in touch within one business day.

Apply Here

Calculator

Use this handy calculator to help review options and payment amounts for various loans, then contact us with your questions.

Use Calculator

FAQs

Mortgages can be confusing. Contact us any time for answers, or read below for answers to some of the most commonly asked questions.

Learn More

Meet the Team

Find out more about our individual team members and get contact information for each of us.

Meet Us

Hear What Our Clients Have to Say

Al Schlosser

I have had the pleasure of doing business with McGowin-King Mortgage over the years. My fourth loan was just as easy and efficiently handled as the first one. Would highly recommend MKM.

— Al Schlosser

Elizabeth Bazzel

John McCabe and the team at McGowin-King Mortgage did an excellent job on our mortgage. We purchased a foreclosure and went with a very rare HUD incentive loan. They took this complicated process and got it done for us within our alloted contract terms. We couldn’t be happier with our experience!!

— Elizabeth Bazzel

Tyler Jones

Working with McGowin-King made the process of buying our first home very smooth. Their team was responsive and supportive throughout, and I would definitely recommend them to anyone looking for a personalized home-buying experience.

— Tyler Jones

Clinton Freyeisen

We are so glad we chose McGowin-King to help us with our first home buying experience. We had the pleasure of working with John McCabe. We had a lot of questions and John was readily available to answer them, even during odd hours. We won’t ever hesitate to recommend this firm to our friends, family and co-workers. Thanks again!

— Clinton Freyeisen

Kim Varagona

Great service! Super easy to work with! I would absolutely recommend using them!

— Kim Varagona

Joseph Hefner

Nick Veres was great to work with. Overall it was a great first time mortgage experience and would recommend them to everyone.

— Joseph Hefner

Caroline Kirkpatrick

I had a fantastic experience working with Warner McGowin and the McGowin-King team while purchasing my first home. They were very informative and responsive and found me a great rate. They worked around my schedule and made me feel very comfortable with the process. Highly recommend!

— Caroline Kirkpatrick

Lee Mallette

Made buying our home a breeze. They provide a great experience and a wonderfully knowledgeable staff. Warner and everyone else is helpful and easy to work with. We would recommend them to anyone and will not go anywhere else.

— Lee Mallette

Mallory Turnage

They were very helpful and friendly with my refinance. It was nothing, but painless! They have great rates and are very prompt and knowledgable. I really was happy I chose them to do business with. I would recommend them to anyone wanting to purchase a new home or refinance!

— Mallory Turnage

Chris M.

Thanks again for all you did in pulling off this refinance. I’ll refer you anytime I hear of someone looking to refinance.

— Chris M.

Betty M. from Pell City, AL

Everybody at MK is so helpful. I am a widow and they were patient and helpful through out the process. I feel much safer with my new roof. I closed my loan over a year ago and am pleased to find that they are as cordial and helpful as ever if when I call with questions.

— Betty M. from Pell City, AL

E. M.

This was the third time I’ve worked with McGowin-King. They explained every detail of the loan, gave me options, and I never felt pressured. I’d use them again in a heartbeat.

— E. M.

Local Lending. Personal Service.

Birmingham natives Jim King and Travis McGowin together have more than 80 years in the mortgage business here. When they founded McGowin-King Mortgage in 1998, they did so with a simple goal in mind: to build a business on relationships, and to foster those relationships with integrity, trust, and community involvement. Every loan we’ve brokered since that founding has been anchored in these beliefs.

Now, our team has grown. Jim’s son, Jimbo, joined the company in 2006, and Travis’ son, Warner, joined in 2011. With a group of 14 originators, processors, and staff, we pursue a simple philosophy: We believe that when you exceed a customer’s expectations, you build a relationship. That’s much more than just a transaction. It means we’re here before, during, and after your loan or HECM process. It means we’re your advocate during one of the biggest financial decisions of your life. It means we want to do business with you again, and we’re willing to work hard to earn it. Those are simple ideas, but they’re not common practice. At McGowin-King, they are our guiding principles. Everything we do, we do with these goals in mind.

NMLS#177691