Profile: Kristie Phillips

Sales Manager / MLO – Huntsville, AL

Born and raised in Huntsville, Alabama, Kristie has had the privilege of watching our community grow and evolve while remaining rooted in the values that make North Alabama such a special place to call home. As a Mortgage Loan Originator with McGowin King Mortgage, bringing over 20 year’s worth of experience in the mortgage industry, she is passionate about helping individuals and families achieve their homeownership goals while providing a lending experience built on trust, communication, and personalized service.

With the belief that mortgage lending is not a one-size-fits-all process. She understands every client has a unique story, financial picture, and set of goals. Taking a bespoke approach to lending is what drove Kristie to join McGowin-King—taking the time to understand each client’s needs and crafting a mortgage strategy that fits their circumstances today while supporting their long-term plans. Her role is not simply to quote a rate, but to serve as a trusted advisor and guide throughout one of life’s most important financial decisions.

She has been married to my husband, Curtis, for over twenty years, and together have two grown children. Fostering relationships and building community are at the center of everything she does, both personally and professionally. When she is not helping clients navigate the mortgage process, she enjoys cooking, gardening, hosting gatherings, and spending quality time with friends and family.

Whether you’re a first-time homebuyer, purchasing your forever home, building, investing, or refinancing, she is committed to delivering a smooth and stress-free experience from application to closing.

Apply Online

Apply for your mortgage online with Kristie. Click the button below to get started.